Target Maturity Methodology

Mesirow Financials innovative target maturity methodology yields portfolios with improved probability of maximizing wealth and lower probability of outliving ones savings relative to other target maturity portfolio providers.

A critical component of any target maturity portfolio is its equity glide-path, the path that the portfolio's equity allocation will follow as the portfolio moves closer to its target date. Common strategies for constructing this glide-path are somewhat arbitrary and rarely address the issue of longevity risk. In contrast, our methodology rests on a more realistic perspective of the long-term risk of various asset classes when investing for retirement and beyond.

Our target maturity methodology is designed to assist you in meeting three important goals:

• To maximize the cumulative return of the portfolio throughout an investor's lifetime
• To reduce the variation in cumulative return (wealth level) of the portfolio
• To reduce longevity risk, or the risk that an investor will outlive their savings

Read more about our Target Maturity Methodology (PDF).