Our approach
Our approach is as unique as you are.
We offer a differentiated approach that places equal emphasis on customized financial planning and investment management. Our comprehensive services are designed to support you and your family through changing life events and your ever-evolving goals.
Services we offer
Throughout our history, Mesirow has had a strong philanthropic culture, so charitable giving is a wealth planning area in which we are very experienced and eager to help provide some new ideas. Charitable giving doesn’t just feel good — it can play an important role in tax and estate planning.
How we help
- Incorporate charitable giving into your custom, comprehensive wealth plan
- Advice on donor-advised funds and/or charitable foundations
- Multi-generational giving strategies
- Tax-advantaged giving strategies
Our advisors help individuals and families create comprehensive financial plans, across generations, that help prepare for pivotal life events like college. So whether you are a soon-to be parent or grandparent, it's important to discuss options to help accumulate and invest for future educational needs.
How we help
- Develop a plan to fund undergraduate and post degree programs
- Advise on the investing options that make the most sense for the family’s unique circumstances
- Recommend tax-advantaged savings options where appropriate such as 529 plans
Having an estate plan ensures that your legacy will live on, but many of these decisions can be complex and intimidating. We can help simplify the process and bring peace of mind to the estate planning process via dedicated resources.
How we help
- Explain core estate/legacy planning concepts
- Provide a visual summary and analysis of your current plan
- Establish your plan in partnership with your estate attorney
- Ensure your estate plan aligns with your goals and vision
- Implement tax planning options to reduce or eliminate estate tax exposure
- Provide direction on business succession planning
Because we believe in helping investors understand the financial planning and investing process, our Wealth Advisors regularly create videos, write articles, and share market insights for our clients who want to learn more. Whether you are new to investing or a seasoned veteran, you're sure to find resources designed to help you learn
Topics include:
- Retirement
- Charitable giving
- Education
- Estate planning
- Investment basics
- Life events
- Planning and advice
- Tax-advantaged investing
Medicare is a federal health insurance program designed for people ages 65 or older regardless of income, medical history or health status. You may also be eligible to get Medicare earlier if you have certain health conditions or a disability.
Medicare can be a complex program to navigate with a multitude of considerations depending on your nuanced situation.
How we help
- Provide personalized education about the Medicare program
- Determine Medicare eligibility and enrollment timing
- Offer personalized assistance with Medicare enrollment
- Integrate your Medicare decisions with your overall financial plan
- Guidance to help select the optimal supplemental/pharmacy insurance
Transitioning from work to a life of leisure is part of the American dream, but the reality of lifestyle in retirement can be shocking without proper planning. Our Wealth Advisors help you every step of the way, from building the original plan, evolving the plan over time, and transforming those assets into a retirement income stream that supports your desired lifestyle.
How we help
- Define your desired retirement lifestyle and create a plan to get you there
- Monitor progress against goals, adjusting when necessary, and communicating often
- Prepare for and navigate the impact of Social Security and Medicare
- Create a lifetime retirement income stream
Social Security retirement benefits are an essential part of our clients’ comprehensive financial plans. But determining when to access your Social Security benefits is not as easy as it sounds and should be customized to your unique situation.
How we help
- Provide personalized education about how the Workers Benefit and Spousal Benefit interact
- Determine when you and your spouse should begin taking payments
- Integrate your Social Security benefits and Medicare decisions with your overall financial plan
A crucial aspect of successful financial planning is proactive tax management. This involves considering the tax implications of investment decisions throughout the plan’s lifecycle. The aim is to minimize the tax burden while optimizing investment growth.
How we help
- Review your tax returns to identify opportunities to adjust your strategy to maximize tax efficiency
- Model the tax impact of recommended changes in investment strategy
- Optimize asset allocation strategies within each type of account
- Tax-loss harvesting throughout the year to minimize taxable income
“Our clients often share with us that the number one thing they value about our relationship is that no matter what happens — any curveball life decides to throw at them, regardless of the circumstance— they know they can count on us to help them with a solution.”
Darren Feld, Chief Operating Officer, Mesirow Wealth Management
Life events often trigger the need for informed decision-making.
Try our interactive guide below
1. 2024 Barron’s Top RIAs (Received September 2024 for the year 2023 – Licensing fees paid post award for use of the ranking). In order to be considered for the Barron’s 2024 Top RIA Firms list, applicants were required to complete a 145-question survey, with the firm’s ADV informing the majority of responses. Firms were also required to meet a number of other specified requirements to be eligible for inclusion. Firms were ranked based on various qualitative and quantitative factors, including assets managed, the size and experience of teams, regulatory records of the advisors and firms, technology spending, staff diversity, organic and M&A growth, client segmentation as well as succession planning. |
Mesirow Wealth Management is a division of Mesirow Financial Investment Management, Inc., is an SEC-registered investment advisor. Securities offered through Mesirow Financial, Inc., member FINRA, SIPC. Advisory Fees are described in Mesirow Financial Investment Management Inc.’s Part 2A of the Form ADV. Mesirow refers to Mesirow Financial Holdings, Inc. and its divisions, subsidiaries and affiliates. The Mesirow name and logo are registered service marks of Mesirow Financial Holdings, Inc.