Roth conversions can reduce long-term tax exposure but timing and execution are key, Tax diversification offers flexibility amid shifting tax laws and retirement income needs, We believe personalized planning beats blanket advice when managing wealth through retirement, CHICAGO June 9 2025, – On a recent “ Mesirow Monday ” radio appearance on WGN’s “Your Money Matters” with Jon Hansen, Mesirow Advanced Planning Specialist and Wealth Advisor, Gary Pattengale, CFP ®, outlined the strategic opportunities—and common pitfalls—of Roth accounts and conversions especially for high net worth individuals focused on long-term wealth optimization “Taxes shouldn’t be an afterthought in retirement planning” noted Gary “Done right tax strategy becomes a powerful tool for control flexibility and legacy”, Roth IRAs and Roth 401(ks, unlike their traditional counterparts are funded with after-tax dollars but grow—and can be withdrawn—tax-free They also aren’t subject to required minimum distributions (RMDs making them a key asset in managing future income and taxes Gary emphasized, the value of tax diversification, holding both Roth and traditional accounts to hedge against future tax rate changes and legislative uncertainty While, Roth conversions, are often promoted as a universal solution Gary cautioned that they can trigger unintended consequences including higher Medicare premiums capital gains or Social Security taxation He noted that, phased conversions, —executed during lower-income years typically post-retirement but pre-RMD—can offer significant benefits when well-timed “Conversions are not all-or-nothing Precision matters Modeling matters” he added Gary also warned against paying conversion taxes out of the IRA itself “The moment you reduce the converted amount to pay taxes you lose much of the long-term upside” Mesirow Wealth Management the…, About Mesirow , Mesirow is an independent employee-owned financial services firm founded in 1937 Headquartered in Chicago with offices around the world we serve clients through a personal custom approach to reaching financial goals and acting as a force for social good With capabilities spanning Private Capital & Currency Capital Markets & Investment Banking and Advisory Services we invest in what…

529 plans Roth IRAs and credit lessons provide a foundation for lifelong financial success, 529 plans remain the “gold standard” for education savings offering tax-free growth and in more than 30 states state tax credits, Roth IRAs and responsible spending habits empower children and teens to build lifelong financial stability, CHICAGO – September 8 2025 –, In a recent “Mesirow Monday” on WGN’s “Your Money Matters” with Jon Hansen, Jennifer Rosenblum, CFA Wealth Advisor at Mesirow Wealth Management outlined proven strategies for parents to prepare their children for long-term financial security From college savings plans to retirement accounts and credit-building tools Rosenblum emphasized that families have more options than ever to help the next generation thrive “Start now and adjust as your child’s future comes into focus” Rosenblum said…, 529 Plans The Gold Standard for Education Savings, “Parents often ask me what to do first” Rosenblum explained “The answer is simple open a 529 plan” 529 plans allow families to save for education with tax-free growth and withdrawals Illinois residents contributing to Bright Start or Bright Directions plans also benefit from a state tax credit Contributions can begin as soon as a child has a Social Security number and anyone—grandparents…, Roth IRAs Harnessing Time for Teens and Young Adults, For children with earned income Roth IRAs offer a powerful way to leverage time and compound growth Even modest contributions from summer or part-time jobs can grow substantially over decades “Convincing a teenager to save for retirement can be difficult” Rosenblum acknowledged “But parents can encourage the habit by matching their child’s contributions By the time they reach retirement age those…, Building Healthy Spending Habits, Rosenblum also encouraged parents to begin teaching responsible money management early For younger children debit cards like Greenlight—with built-in parental controls and budgeting tools—can introduce smart spending habits For college-aged students becoming an authorized user on a parent’s credit card can help build credit history while maintaining oversight “Credit cards can be a slippery slope…, Securing the Next Generation, From tax-advantaged education savings to lifelong retirement tools Rosenblum emphasized that parents play a critical role in setting financial foundations Mesirow Wealth Management is the firm’s founding capability connecting clients to what matters today and across generations The firm’s Wealth Advisors are differentiated by their personal comprehensive wealth planning expert investment…, About Mesirow , Mesirow is an independent employee-owned financial services firm founded in 1937 Headquartered in Chicago with offices around the world we serve clients through a personal custom approach to reaching financial goals and acting as a force for social good With capabilities spanning Private Capital & Currency Capital Markets & Investment Banking and Advisory Services we invest in what…

Mesirow’s Sumit Desai expresses cautious optimism for the 2026 economic outlook, Diversification and flexibility are key for long-term growth, CHICAGO January 13 2026, – In a recent “Mesirow Monday” segment on WGN’s Your Money Matters with Jon Hansen, Mesirow Wealth Management Senior Vice President and Director of Research, Sumit Desai, CFA, discussed the economic outlook for 2026 the evolving investment landscape and the importance of diversification in today’s market Reflecting on Mesirow’s 88-year legacy Desai emphasized the firm’s unique position “We’re small enough to spend meaningful time with each client but large enough to offer the resources of major multinational banks Our research team is dedicated to supporting advisors…, 2026 Economic outlook Cautious optimism, Desai shared hopeful reservations for the year ahead “We’re relatively optimistic about the economy with the Federal Reserve expected to continue interest rate cuts and significant tax law changes likely to boost consumer refunds The consumer remains strong inflation is moderating and corporate balance sheets are healthy However we remain vigilant about pockets of debt and market valuations” he…, AI’s influence and the case for diversification, Desai stressed the outsized influence of artificial intelligence (AI on markets “The AI trade has driven much of the market’s growth with the top ten companies—many AI-focused—now comprising 40% of the S&P 500 Investors may have more AI exposure than they realize especially through index funds and ETFs” Desai explained He encouraged investors to regularly review their portfolios with a…, Lessons from market history and the value of flexibility, Desai drew parallels to past market cycles reminding listeners that “valuation and owning quality businesses at attractive prices work in all environments Diversification and humility are key—no one has a crystal ball” He also advised maintaining flexibility “Staying invested is crucial for long-term growth but it’s wise to keep some ‘dry powder’—safe liquid assets—to take advantage of market…, About Mesirow, Mesirow is an independent employee-owned financial services firm founded in 1937 Headquartered in Chicago with offices around the world we serve clients through a personal custom approach to reaching financial goals and acting as a force for social good With capabilities spanning Private Capital & Currency Capital Markets & Investment Banking and Advisory Services we invest in what…

Michael Adamski is a Vice President and Wealth Advisor in Mesirow Wealth Management Michael specializes in helping clients by creating a personalized financial plan which will then guide an investment strategy to meet a specific goal Michael has more than 20 years of experience in the financial services industry Prior to joining Mesirow in 2009 he spent six years trading Treasury bonds and bond…

Michael Aleshire is a member of the investor relations and business development team and is responsible for responding to client and consultant requests for investment performance attribution and client service Prior to joining Mesirow in 2016 Michael was a Mutual Fund Administrator at US Bancorp Fund Services LLC Michael earned a Bachelor of Science from Marquette University He is a Certified…