Terms of use

Last Updated: September 1, 2025

These terms of use and all other legal documents incorporated by reference (collectively, the “Terms”) are a legal contract between “you” and Mesirow Financial Holdings, Inc. and our brands, affiliates, and subsidiaries, (collectively “Company,” “we,” “our,” or “us”) with respect to access to and use of our associated internet properties, including without limitation https://www.mesirow.com/home, as linked and offered by us, our subsidiaries and/or affiliated companies, and any software that we may provide to you for download in your devices (each an “application”) and govern your use of all the text, data, information, graphics, photographs, audio, video, content, materials, brochures, downloads, and more contained therein as further described in Section 5 below (all of which we refer to as our “Content”) that we and our affiliates may make available to you, as well as any services (“Services”) that we may provide through our website (all of which are referred to in these Terms, collectively, as the “Site”).

IMPORTANT – PLEASE READ CAREFULLY – THESE TERMS GOVERN YOUR USE OF THIS SITE. BY AGREEING TO THESE TERMS OR ACCESSING, VIEWING, BROWSING, VISITING, REGISTERING IN, PROVIDING INFORMATION THROUGH, OR USING THIS SITE, YOU ACCEPT AND AGREE TO BE BOUND, WITHOUT LIMITATION OR QUALIFICATION, BY THESE TERMS. IF YOU DO NOT ACCEPT ANY OF THESE TERMS, PLEASE DO NOT USE THIS SITE OR ANY INFORMATION CONTAINED ON THIS SITE.

These Terms contain a dispute resolution and binding arbitration provision, including a class action waiver that affects your rights. These provisions apply solely to the extent applicable in your jurisdiction.

1. Changes

The Company may make changes to the Content and Services offered on the Site at any time. The Company can change, update, or add or remove provisions of these Terms at any time by posting the updated Terms on this Site. We will ask for your express consent to the updated terms when and where we are legally required to do so. By using this Site after the Company has updated the Terms, you are agreeing to all the updated Terms; if you do not agree with any of the updated Terms, you must stop using the Site.

In addition, we may offer certain services, products, or features on the Site subject to additional legal terms (“Additional Terms”), which shall be provided to you at the moment you choose to use such features or services. By using such features, or any part thereof, you agree to be bound by the Additional Terms applicable to such features. To the extent that any of the Additional Terms governing such features conflict with these Terms, the Additional Terms will govern.

2. Privacy policy

Please review the Privacy Policy for this Site, which is available at https://www.mesirow.com/privacy-cookies-policy (the “Privacy Policy”) which explains how we use information that you submit to the Company. The Privacy Policy is hereby incorporated by reference.

3. General use

By using this Site, you represent, acknowledge and agree that you are at least the age of majority in the jurisdiction where you reside. If you are not the age of majority under the laws of your jurisdiction and/or lawfully able to enter contracts, you may not use the Site or submit any information to the Company or the Site.

If you are entering into these Terms on behalf of a business entity or organization, you represent and warrant that you have the legal authority and capacity to bind such business entity or organization. If you are neither authorized nor deemed by law to have such authority, you assume sole personal liability for the obligations set out in these Terms.

Your access to and use of the Site are subject to your continued compliance with these Terms and all applicable laws. If you breach these Terms, your right to access and use the Site will terminate immediately, without any further action by Company, except for those obligations expressly described in these Terms.

Subject to these Terms, we authorize you to view and use the information and other Content provided at or through this Site only for your personal, non-commercial use, provided that you retain all proprietary notices (including those relating to copyright and trademarks) contained in the original Content and on any copies of our Content (as further indicated in Section 5). In addition to those listed in Section 8 below, you are not authorized to modify and/or create derivative works of our Content without our express written permission. And you may not, without the prior written permission of Company, “mirror” any material or Content contained on this Site on any other server.

We reserve the right to terminate or modify the Site in whole or in part, in any manner in our sole discretion, without notice. To the extent permitted by law, we will not be liable if, for any reason, all or any part of the Site is unavailable at any time or for any period. From time to time, we may restrict access to all or part of the Site to a subset of permitted users. You are solely responsible for making all arrangements necessary for you to access the Site.

4. Access to the site and accounts

You can visit, view and access the public sections of our Site without creating an account or signing in. Some features (like ‘Contact Us’ or requests for our information) may require you providing certain information (such as your email, for example).

We may offer certain Content, services, products, or features on a restricted basis (under password-restricted areas of the Site, for example). In the event we require you to register with the Company for an account and receive a password, we will require certain information from you. Please refer to our Privacy Policy for the information we may require from you.

Once you have submitted your information, the Company administrator shall have the right to approve or reject your request (or registration if applicable), in the Company administrator’s sole discretion. If your request or account is approved by the Company administrator, you will be sent an e-mail that contains information or, if for an account, a password that will allow you to log-on to the Site using that password for the first time you log into your account on the Site to complete the account registration process.

You are responsible for maintaining the confidentiality of your password, and you are responsible for all activities that occur using your password. You agree not to share your password, let others access or use your password or do anything else that might jeopardize the security of your password. You agree to notify the Company if your password for this Site is lost, stolen, if you are aware of any unauthorized use of your password on this Site or if you know of any other breach of security in relation to this Site.

All the information that you provide when making a purchase, requesting information or materials, or when registering for an account and otherwise through the Site, must be accurate, complete and up to date.

Services that require the creation of an account or registration may be subject to Additional Terms.

5. Our ownership and our intellectual property

You acknowledge and agree that the content and materials displayed on or through this Site, including without limitation all our Content (such as information, data, text, software, photographs, graphics, images, video, audio, content, products and services information, news and press releases, brochures, insights, articles, spec sheets, white papers, and/or other materials) is copyrighted by us or our licensors under United States of America and international copyright laws. Our Content may not be copied, modified, reproduced, republished, posted, transmitted, sold, offered for sale, or redistributed in any way without our prior written permission. You must abide by all copyright notices, information, or restrictions contained in or attached to any Content, including the Site itself. Our Copyright: ‘©2025 Mesirow Financial Holdings, Inc. All Rights Reserved.’

The Company logos, brands, trademarks, product identifiers, and certain other words and logos displayed on this Site, and which may or may not be designated on this Site by “TM” “®” “SM” or other similar designations, constitute trademarks, trade names, and/or service marks (collectively, “Brands”) of Company or other entities and of our licensors. You are not authorized to use any such Brands without our prior written consent. Ownership of all such Brands and the goodwill associated therewith remains with us or our respective licensors.

All rights not expressly granted herein are reserved. Except as otherwise required or limited by applicable law, any reproduction, distribution, modification, retransmission, or publication of any copyrighted material or any trademark is strictly prohibited without the express written consent of the copyright owner or license. Nothing contained on this Site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use this Site or any information displayed on this Site, through the use of framing, deep linking or otherwise, except: (a) as expressly permitted by these Terms; or (b) with prior written permission from us.

6. Feedback

If you send or transmit any communications, comments, questions, suggestions, or related materials to the Company, whether through the Site or by letter, email, telephone, or otherwise (collectively, “Feedback”), suggesting or recommending changes to the Site or to our Content or services or products, including, without limitation, new features or functionality relating thereto, all such Feedback is, and will be treated as, non-confidential and non-proprietary. Except as prohibited by applicable law, you hereby assign all right, title, and interest in, and the Company is free to use, without any attribution or compensation to you, any ideas, know-how, concepts, techniques, or other intellectual property and proprietary rights contained in the Feedback, whether or not patentable, for any purpose whatsoever, including but not limited to, developing, manufacturing, having manufactured, licensing, marketing, and selling, directly or indirectly, products and services using such Feedback. Where the foregoing assignment is prohibited by law, you hereby grant us an exclusive, transferable, worldwide, royalty-free, fully paid-up license (including the right to sublicense) to use and exploit all Feedback as we may determine in our sole discretion. Notwithstanding the foregoing, you understand and agree that the Company is not obligated to use, display, reproduce, or distribute any such ideas, know-how, concepts, or techniques contained in the Feedback, and you have no right to compel such use, display, reproduction, or distribution.

7. User submissions

If and to the extent that we elect to accept and/or allow user generated material, you may have the opportunity to publish, transmit, submit or otherwise post reviews, ratings, comments, feedback, or other materials on the Site and, including any information you submit to us directly, collectively “User Submissions.”

In the event we offer features that allow User Submissions to be accessible and/or viewable by the public, these are/will be subject to these Terms and any Additional Terms (if applicable).

With respect to User Submissions provided by you, you represent that (i) you created and own the rights to the content or you have the owner’s express permission to post such content, and (ii) the content does not infringe any other person’s or entity’s rights (including, without limitation, copyrights, trademarks or privacy rights) or violate any applicable laws, rules or regulations, these Terms or any of our other posted policies.

We do not claim ownership to User Submissions. However, by providing or posting User Submissions, you irrevocably grant us and our assigns, agents and licensees and other users a worldwide, non-exclusive, irrevocable, royalty-free, fully paid license under all copyrights, trademarks, patents, trade secrets, privacy and publicity rights and other intellectual property rights you own or control to use, reproduce, transmit, modify, index, adapt, publish, translate, create derivative works from, distribute, display and otherwise exploit such content throughout the world in any media, whether now known or hereafter invented, including for any and all purposes, including commercial or marketing purposes, all without further notice to you, with or without attribution, and without the requirement of any permission from or payment to you or any other person or entity, without any obligation or remuneration to you. Except to the extent prohibited by law, you hereby waive, and you agree to waive, any moral rights (including attribution and integrity) that you may have in any User Submissions, even if it is altered or changed in a manner not agreeable to you. To the extent not waivable, you irrevocably agree not to exercise such rights (if any) in a manner that interferes with any exercise of the granted rights. You understand that you will not receive any fees, sums, consideration, or remuneration for any of the rights granted in this Section. You agree to pay all royalties, fees and other monies owing to any person or entity by reason of the User Submissions that you post on the Site.

We may refuse, alter, or remove User Submissions without notice for any reason at Company’s sole discretion, including our belief that a User Submission may violate these Terms or be otherwise objectionable. If and to the extent that we elect to accept User Submissions, we have the right, but not the obligation, to monitor, review, screen, post, remove, reject, alter and store all User Submissions posted on the Site, at any time and for any reason, without notice, including to ensure that all such User Submissions comply with these Terms. We do not endorse any User Submissions and the User Submissions posted do not reflect our opinions, views or advice. You are solely responsible for your User Submissions and the consequences of posting and publishing them and you agree that we are acting only as a passive conduit for your online distribution and publication of your User Submissions. We take no responsibility and assume no liability for any User Submissions that you or any other user or third-party post or send on or through the Site, nor do we assume any liability for any action or inaction regarding transmissions, communications or content provided by any user or third party. Company shall have no obligation to maintain any User Submission after termination of the Site.

Notwithstanding our rules with regard to User Submissions, you may be exposed to content on the Site that is inaccurate, objectionable, inappropriate for children or otherwise unsuited to your purpose or in violation of our Terms. We take no responsibility and expressly disclaim any liability related in any way to your exposure to User Submissions on the Site, whether or not it violates our Terms.

If and to the extent that we elect to accept User Submissions, please choose carefully the information you post on the public areas Site and that you give to other users. For any information, you are discouraged from publicly posting information that identifies you or allows strangers to find you or to steal your identity. You assume all risks associated with dealing with other users with whom you may come in contact through the Site, and to the extent that the law permits, you release us from any claims or liability related to any User Submissions posted on the Site and from any claims related to the conduct of any other users.

If you are a California resident, you waive California Civil Code § 1542, which says: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN HIS OR HER FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN BY HIM OR HER MUST HAVE MATERIALLY AFFECTED HIS SETTLEMENT WITH THE DEBTOR.”

8. Intellectual property infringement

We respect the intellectual property rights of others and encourage you to do the same. Accordingly, we may remove any content or User Submission that violates intellectual property rights of others, suspend access to the Site (or any portion thereof) to any user who uses this Site in violation of someone’s intellectual property rights, and/or terminate in appropriate circumstances, if applicable, the access or account of any user who uses the Site in violation of someone’s intellectual property rights.

9. Unauthorized activities

When using this Site and/or the Services, you agree not to:

Defame, abuse, harass, stalk, threaten, or otherwise violate the legal rights (such as rights of privacy and publicity) of others.
Use racially, ethnically, or otherwise offensive language.
Discuss or incite illegal activity.
Use explicit/obscene language or solicit/post sexually explicit images (actual or simulated).
Post anything that exploits children or minors or that depicts cruelty to animals.
Post any copyrighted or trademarked materials without the express permission from the owner.
Disseminate any unsolicited or unauthorized advertising, promotional materials, 'junk mail', 'spam', 'chain letters', 'pyramid schemes', or any other form of such solicitation.
Use any robot, spider, scraper or other automated means to access the Site, unless approved in advance by Company.
Take any action that imposes an unreasonable or disproportionately large load on our infrastructure.
Alter the opinions or comments posted by others on this Site.
Post anything clearly false or misleading.
Post anything unrelated to our business, products or services.
Post anything contrary to our public image, goodwill or reputation, provided that the foregoing will not apply to you if applicable law prohibits such limitations and restrictions.

This list of prohibitions provides examples and is not complete or exclusive. The Company reserves the right to suspend access to or ban users from the Site, with or without notice, for violations of this Section 11, or for any reason or no reason, or for any action that the Company determines is inappropriate or disruptive to this Site or to any other user of this Site. The Company may report to law enforcement authorities any actions that may be illegal, and any reports it receives of such conduct. When legally required or at the Company’s discretion, the Company will cooperate with law enforcement agencies in any investigation of alleged illegal activity on this Site or on the Internet.

You agree to indemnify and hold the Company and its officers, directors, employees, affiliates, agents, licensors, and business partners harmless from and against any and all costs, damages, liabilities, and expenses (including attorneys’/lawyers’ fees and costs of defense) the Company or any other indemnified party suffers in relation to, arising from, or for the purpose of avoiding, any claim or demand from a third-party that your use of this Site violates any applicable law or regulation, or the copyrights, trademark rights or other rights of any third-party.

10. Links to other sites

This Site may provide links to other websites, resources, or services including those provided by third parties, and/or contain third-party advertisements. We may also offer links to certain services provided by our affiliates, subsidiaries, or business partners through this Site, including selling our services or products. You agree and understand that such other websites, resources, or services are subject to their own privacy policies and terms and conditions, that you are subject to those legal terms, and that we have no control over such websites and resources. You acknowledge and agree that we are not responsible for the availability of such websites, resources, or services, and do not endorse and are not responsible or liable for any content, advertising, products, or other materials on or available from such websites, resources, or services, including pricing and/or pricing policies. You further acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or inability to use (i) any sites or resources that this Site provides links to or that provide links to this Site, or (ii) any content, goods, products, or services available on or through any such websites, resources, or services. To the extent permitted by applicable law and to the extent these are shown, we take no responsibility for third party advertisements which are posted on this Site, nor do we take any responsibility for the goods or services provided by advertisers. Your dealings with, or participation in promotions of, any third-party advertisers or providers of goods, products, or services found on or through this Site and any terms, conditions, warranties, or representations associated with such dealings, are solely between you and such third-party advertiser or provider.

In no event shall any reference to any third party or third-party product or service be construed as our approval or endorsement of that third party or of any product or service provided by a third party.

11. Disclaimer of warranties

Your use of this Site is at your own risk. The Content has not been verified or authenticated in whole or in part by the Company, and may include inaccuracies or typographical or other errors. The Company does not warrant the accuracy of timeliness of the Content contained on this Site. To the extent permitted by applicable law, the Company has no liability for any errors or omissions in the Content, whether provided by the Company, our licensors or suppliers or other users.

THE COMPANY, FOR ITSELF AND ITS LICENSORS, MAKES NO EXPRESS, IMPLIED OR STATUTORY REPRESENTATIONS, WARRANTIES, OR GUARANTEES IN CONNECTION WITH THIS SITE, THE SERVICES, OR ANY CONTENT RELATING TO THE QUALITY, SUITABILITY, TRUTH, ACCURACY OR COMPLETENESS OF ANY INFORMATION OR MATERIAL CONTAINED OR PRESENTED ON THIS SITE, INCLUDING WITHOUT LIMITATION, THE CONTENT. UNLESS OTHERWISE EXPLICITLY STATED, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THIS SITE, OUR CONTENT AND ANY INFORMATION OR MATERIAL CONTAINED OR PRESENTED ON THIS SITE IS PROVIDED TO YOU ON AN “AS IS,” “AS AVAILABLE” AND “WHERE-IS” BASIS WITH NO IMPLIED OR EXPRESSED REPRESENTATION, WARRANTY, CONDITION OR GUARANTEE OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, SATISFACTORY QUALITY, OR NON-INFRINGEMENT OF THIRD-PARTY RIGHTS. THE COMPANY DOES NOT PROVIDE ANY REPRESENTATIONS, WARRANTIES, CONDITIONS OR GUARANTEES AGAINST VIRUSES, SPYWARE OR MALWARE THAT MAY BE INSTALLED ON YOUR COMPUTER.

WHILE COMPANY ENDEAVORS TO ENSURE THAT THE INFORMATION PROVIDED ON THE SITE REGARDING PRODUCTS AND SERVICES AND THEIR AVAILABILITY, IS CURRENT AND ACCURATE, WE MAKE NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, ABOUT THE COMPLETENESS, ACCURACY, RELIABILITY, SUITABILITY, OR AVAILABILITY WITH RESPECT TO THE SITE OR THE INFORMATION CONTAINED ON THE SITE FOR ANY PURPOSE. ANY RELIANCE YOU PLACE ON SUCH INFORMATION IS THEREFORE STRICTLY AT YOUR OWN RISK.

These disclaimers apply to the extent applicable in your jurisdiction.

12. Limitation of liability

THE COMPANY SHALL NOT BE LIABLE TO YOU FOR ANY DAMAGES RESULTING FROM YOUR RELAYING ON, DISPLAYING, COPYING, OR DOWNLOADING ANY CONTENT TO OR FROM THIS SITE OR FROM ANY INFORMATION YOU SUBMIT TO US. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY BE LIABLE TO YOU FOR ANY INDIRECT, EXTRAORDINARY, EXEMPLARY, PUNITIVE, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING LOSS OF DATA, LOSS OF REVENUE, LOSS PROFITS, LOSS OF USE OR OF OTHER ECONOMIC ADVANTAGE) HOWEVER ARISING, EVEN IF THE COMPANY KNOWS THERE IS A POSSIBILITY OF SUCH DAMAGE. IN NO EVENT WILL COMPANY’S LIABILITY EXCEED THE GREATER OF $100 OR THE AMOUNTS, IF ANY, YOU PAY THE COMPANY FOR USE OF, OR IN CONNECTION WITH, THE SITE.

If you are a consumer, nothing in these Terms shall affect your legal rights as a consumer or exclude or limit any liability, which cannot be legally excluded, or limited.

13. Dispute resolution and arbitration; Class action waiver

Please read this Section carefully, it affects your rights. This Section applies solely to the extent applicable in your jurisdiction.

(a) Applicable Law and statute of limitations waiver. These Terms and any dispute that may arise between you and Company shall be governed by and construed in accordance with the Federal Arbitration Act, applicable federal law and the laws of the State of Illinois, United States of America, excluding its rules regarding conflicts of law. You agree that any claim or dispute you may have against Company must be resolved exclusively in the United States District Court for the Northern District of Illinois, or if there is no federal jurisdiction over the action, in the courts of the State of Illinois located in Cook County, Illinois, except as otherwise agreed by the parties or as described in the Arbitration subsection below. You agree to submit to the personal jurisdiction of these courts for the purpose of litigating all such claims or disputes. You hereby waive any and all rights to bring any claim or action related to any matters under these Terms in any forum beyond one (1) year after the first occurrence of the kind of act, event, condition or omission upon which the claim or action is based.

(b) Dispute Resolution. Before either party may seek arbitration as provided below, the party must first send to the other party a written notice of dispute (“Notice") describing the nature and basis of the claim or dispute, and the requested relief. After the Notice is received, you and Company may attempt to resolve the claim or dispute informally. If you and Company do not resolve the claim or dispute within thirty (30) days after the Notice is received, either party may begin an arbitration proceeding as provided below.

(c) Arbitration. You agree that Company may elect to resolve any dispute, controversy, or claim arising out of, relating to, or in connection with these Terms and/or the Site, including with respect to the formation, applicability, breach, termination, validity or enforceability thereof, through binding arbitration. Arbitration expressly excludes claims for injunctive or other equitable relief.

In the event Company elects arbitration, you hereby agree to move any claims to the exclusive jurisdiction of an arbitration procedure, which shall be initiated through the American Arbitration Association (“AAA”) if the User is located in the United Sates of America or Canada, and the International Chamber of Commerce if the User is located outside of the U.S.A or Canada. The arbitration shall be conducted in accordance with the Commercial Arbitration Rules of the AAA or the Rules of Arbitration of the ICC, as applicable. The seat of the arbitration shall be Cook County, Illinois, USA, and it shall be conducted in the English language. The costs of the arbitration, including the parties’ reasonable legal fees, shall in principle be borne by the unsuccessful party or parties. However, the arbitral tribunal may apportion such costs between the parties if it determines that apportionment is reasonable, considering the circumstances of the case. The arbitration award shall be final and binding on the parties, and the parties undertake to carry out any award without delay. Judgment upon the award may be entered by any court having jurisdiction of the award or having jurisdiction over the relevant party or its assets. The parties agree that the IBA Rules on the Taking of Evidence in International Arbitration shall apply to the arbitration. The parties agree that the arbitration shall be kept confidential. The existence of the arbitration, any non-public information provided in the arbitration, and any submissions, orders or awards made in the arbitration (together, the “Confidential Information”) shall not be disclosed to any non-party except the arbitrator(s), the AAA or ICC as applicable, the parties, their counsel, experts, witnesses, accountants and auditors, insurers and reinsurers, and any other person necessary to the conduct of the arbitration. Notwithstanding the foregoing, a party may disclose Confidential Information to the extent that disclosure may be required to fulfil a legal duty, protect or pursue a legal right, or enforce or challenge an award in bona fide legal proceedings. This confidentiality provision survives termination of these Terms and of any arbitration brought pursuant to these Terms. The arbitrator(s) may not award any punitive, exemplary, or consequential damages, nor may the arbitrator(s) apply any multiplier to any award of actual damages, except as may be required by statute. The arbitrator(s) shall have no authority to certify a class action; add any parties; vary or ignore the provisions of these Terms, and shall be bound by governing and applicable law. The arbitrator(s) shall be willing to execute an oath of neutrality. The arbitrator(s) shall render a written opinion setting forth all material facts and the basis of their decision within sixty (60) days of the conclusion of the arbitration proceeding.

(d) Waiver of Jury Trial. YOU HEREBY WAIVE YOUR CONSTITUTIONAL AND STATUTORY RIGHTS TO GO TO COURT AND HAVE A TRIAL IN FRONT OF A JUDGE OR A JURY. In the event any litigation should arise between you and Company in any state or federal court in a suit to vacate or enforce an arbitration award or otherwise, YOU WAIVE ALL RIGHTS TO A JURY TRIAL, instead electing that the dispute be resolved by a judge.

(e) Waiver of Class or Consolidated Actions. ALL CLAIMS AND DISPUTES WITHIN THE SCOPE OF THESE TERMS MUST BE ARBITRATED OR LITIGATED ON AN INDIVIDUAL BASIS AND NOT ON A CLASS BASIS, AND CLAIMS OF MORE THAN ONE USER CANNOT BE ARBITRATED OR LITIGATED JOINTLY OR CONSOLIDATED WITH THOSE OF ANY OTHER USER.

14. California consumer notice

Under California Civil Code Section 1789.3, California users are entitled to the following consumer rights notice: This Site is provided by Mesirow Financial Holdings, Inc, 353 North Clark Street, Chicago, IL 60654, USA. If you have a question or complaint regarding the Site, please contact our general Customer Service at inquiries@mesirow.com or +1-800-453-0600, or in the alternative, as set forth in the Contact Us section below. California residents may reach the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs by post at 1625 North Market Blvd., Sacramento, CA 95834 or by telephone at (916) 445-1254 or (800) 952-5210 or Hearing Impaired at TDD (800) 326-2297 or TDD (916) 322-1700.

15. Local laws; Export control

The Company controls and operates this Site from its headquarters in the United States of America and our Content may not be appropriate or available for use in other locations. If you use this Site outside the United States of America, you are responsible for following applicable local laws.

16. General

These Terms together with any Additional Terms, policies and any other legal documents incorporated by reference constitute the entire and exclusive understanding and agreement between you and us regarding this subject matter, and supersede any and all prior or contemporaneous agreements or understandings, written and oral. If any of these Terms is found to be inconsistent with applicable law, then such term shall be interpreted to reflect the intentions of the parties, and no other terms will be modified. The Company’s failure to enforce any of these Terms is not a waiver of such term or provision. The proprietary rights, disclaimer of warranties, representations made by you, indemnities, limitations of liability and general provisions shall survive any termination of these Terms.

Notwithstanding the foregoing, if there are laws in your jurisdiction that are applicable to these Terms and create mandatory obligations that cannot be contracted out of or supplanted by other laws, those local laws apply to the extent they are mandatory and cannot be contracted out of or supplanted by other laws.

17. Contact us

If you have a question, inquiry or complaint regarding the Site (or any service or product), please contact Customer Service at inquiries@mesirow.com or refer to https://www.mesirow.com/contact.