Authored by our Wealth Advisors, these insights explore key financial planning topics to help inform thoughtful decisionsātoday and over time. Because we understand that our clients' lives ā and wealth planning needs ā are dynamic.
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Raising financially confident children is one of the greatest gifts we can give as parents and grandparents.
Discussions between parents and children are not easy and get more complex as we advance to different stages in life. Regardless of how mature we think we are as the parent or the child, some discussions are just not fun. Preparing and engaging in them
For most individuals, taxes are a burden they hope to minimize. Yet, effective wealth management doesnāt just reduce taxes ā it strategically aligns them with a clientās financial goals.
Having a baby is one of the most awe-inspiring moments in most people's lives, truly a time of profound emotion and personal joy. However, that joy also comes with financial complexities that can be dealt with by planning ahead.
It's a fact; couples in the US are marrying later in life, especially college educated professionals. As a result, both partners have often begun to save, invest, and accumulate assets. Premarital financial planning has therefore become extremely importan
As we get older, it becomes increasingly important to ensure that our health care needs and desires are well documented and understood by our family, friends, medical providers and professional advisors. This is why so many people seek counsel to draft or update health care and other estate planning documents.
Many of us have had a loved one, a parent or grandparent who needed someone to help in their home with daily living activities, or were a resident in a nursing home. Based on this experience, it's human nature to worry that the same thing could happen to us. We are living longer and the likelihood of needing some kind of care as we age is very real.
Both renting and buying offer distinct advantages and considerations, this article will help you to carefully evaluate them before making a decision.
You just entered the real world, now what? Deciding where to live on your own for the first time involves more than just finding a place to sleep, it's a choice that can impact your finances, career opportunities, personal growth and relationships.
Many of us expect to stay healthy and self-sufficient well into our senior years, but planning for the possibility is not only prudent, it can help protect your assets, investments and resources from what can become significant expenses later in life. And for people who have a family history of Alzheimer's or dementia, those concerns are magnified.
As with any significant life change, a divorce can be an emotional and stressful period and the more organized and prepared you are, the better equipped you will be for this transition in your life.
Starting the new year is more than a time for resolutions; it's a powerful moment to align your financial life with what matters most to you and your family.
Present generations will have life experiences and responsibilities that are far different and potentially more demanding than others before us and must do more to anticipate them.
Active early planning and some creativity can help position your family to be financially well-prepared to send the next generation off to college.
New Yearās resolutions can be positive when done well, encouraging self-reflection and goal-setting that motivates change.
How these plans reduce current tax liability and enhance retirement income.
On the first day of your new job, you are handed a very large packet of paperwork and asked to choose your employee benefits. Where do you start? The most common categories of employee benefits are health care, life and disability protection, and retirement savings.Ā
Often, changing circumstances can impact both short- and long-term priorities.
Explore essential aspects of financial planning for individuals with disabilities, including navigating public benefits, legal tools like Special Needs Trusts, investment strategies and insurance planning.
While inflation remains relatively high, it is prudent to challenge if I Bonds are still an appropriate savings vehicle going forward.
Whether you have been in the workforce for the last three years or are a recent graduate, here are some quick financial planning tips to jumpstart your wealth accumulation journey.
Just like any well-run business, well-organized individuals and families have a system in place to document and track their finances. Below are four ideas that you can implement to get started on organizing your financial life and taking the first steps towards answering your unique questions.
With our increased dependency on internet-based online solutions, it is important to keep your information safe and secure.
Most of us think of our pre-retirement years as a period of anticipation. Children can now look after themselves. A fulfilling retirement is finally within your grasp. For many people, however, having to take care of an aging relative torpedoes that vision. While becoming a caregiver may be unexpected, there are some advance steps you can take so you won't be caught completely off guard.
Annual contribution limits, tax rates and payment requirements
What does life look like after your career? For many, retirement isnāt just about leaving workāitās about discovering a new purpose.
Gregg discussed what it is like to redefine retirement for the 21st Century and shared how todayās retirees are seeking more than financial stability
One solution to consider, when thinking about who to leave your IRA to, is leaving your IRA to a testamentary Charitable Remainder Unitrust (CRUT) for the benefit of your heirs and, ultimately, your preferred charity.
Retirement has changed greatly in recent decades and yours may be different from what your parents and grandparents experienced. To prepare for what retirement could be for you, it is important to understand a few retirement myths and what retirement may not be.
Drawing from his doctoral research and 30+ years of financial services experience, Gregg shares how emotional awareness and personal values are critical in planning a retirement that truly fulfills.
This isnāt just a conversation for retirees. Itās for professionals thinking long-term.
Reflections from Omaha: Six core investment principlesĀ
President Trump's tariff announcement on April 2, 2025, was much more significant than markets expected, resulting in sharp selloffs across most equity markets.
When planning how to donate to charitable causes, it is important to be aware of all of the tax implications. Two strategies often used by individuals and families are donor-advised funds (DAFs) and private foundations; each has unique costs and tax advantages.
Will there be an adjustment to the current estate tax and if so, what planning strategies may be helpful to think about and potentially implement?
Lifestyle goals and other accomplishments may take longer as individuals need more time to establish themselves.
Financial planning is a crucial aspect of family life. From managing day-to-day expenses to preparing for major life events, families must navigate a complex landscape of financial decisions.
When families have dependents with special needs, planning for a secure financial future can feel complex and daunting.
Retirement used to mean the end of an era, and was solidified by a personās complete exit from the workplace, not any more. Learn how entrepreneurship can be a retirement lifestyle choice for you.
Watch the Mesirow Minute video and find resources on retirement.
Watch the Mesirow Minute video and find resources on retirement.
Watch the Mesirow Minute video and find resources about charitable giving
Watch the Mesirow Minute video and find resources about tax efficient investing strategies.
Rising interest rates have a significant impact on a fixed income portfolio: as interest rates increase, bond prices typically decrease
As stocks dip this year, some investors are taking advantage of the market volatility by converting their traditional pre-tax IRAs to a Roth IRA.
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